Texas & NM
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Owner of SonFed Financial and Insurance Services

SonFed Financial and Insurance Services

"Your trusted local partner for insurance, financial & tax services since 2003"

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Headlines & Announcements

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The Market Report

Today's Economic Indicators

U.S. Inflation Rate

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Annualized CPI-U change

Federal Funds Rate

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Fed benchmark interest rate

Prime Interest Rate

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Federal prime lending rate

Healthcare Share of GDP

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National health spending

Economic Activity & Labor

Consumer Confidence

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Conference Board index

Real GDP Growth

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Quarterly, annualized

Non-Farm Payrolls

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Monthly jobs added

Industrial Production

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MoM output change

Retail & Food Sales

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MoM sales change

Unemployment Rate

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Seasonally adjusted

Source: Federal Reserve · Wall Street Journal Prime · CMS · Conference Board · BEA · BLS · U.S. Census

Rate & Market Watch

Today's Rates

Live market data to help you decide when to lock, refinance, or invest.

30-Year Fixed Mortgage

6.95%

National average rate

15-Year Fixed Mortgage

6.25%

National average rate

Annuity Yield (5yr)

4.26%

Average fixed annuity yield

10-Year Treasury

5.24%

Benchmark bond yield

Source: Federal Reserve · Fannie Mae · Treasury Direct · Live data

Monthly Newsletter

Get market insights, rate updates, and financial tips delivered to your inbox once a month.

The Market Floor

Today's Market Movers

Live index levels and the day's biggest movers across the NYSE and Nasdaq.

Top Gainers
Top Losers

Informational purposes only — not investment advice. Market data reflects the most recent available session and may be delayed.

Wealth Protectors

Strategic Risk Indicators

Critical metrics that actively impact your wealth preservation and retirement strategy.

The Retirement Health Gap

$345,000+

Average out-of-pocket medical cost projected for a healthy 65-year-old couple in retirement — excluding long-term care.

Source: Actuarial Industry Projections

Long-Term Care Probability

70%

Statistical likelihood that adults over 65 will require comprehensive long-term healthcare. Traditional health insurance doesn't cover this.

Source: U.S. Dept of Health & Human Services

Compounding Cost of Delay

−$900,000

Average wealth accumulation penalty from waiting until age 35 (vs. 25) to begin compounding retirement savings.

Source: Time Horizon Modeling

Interactive Tool · Free

Financial Health Checkup

Six quick questions. Instant score. See exactly where you stand — and what to do next.

Question 1 of 6

How many months of expenses could you cover from savings right now?

Interactive Tool · Free

Coverage Match

Answer five questions and we'll recommend the insurance mix that actually fits your life.

Question 1 of 5

Do you own or rent your home?

A SonFed Services agent reviewing insurance documents with a client
PERSONAL GUIDANCE — Our licensed agents walk you through every option, pressure-free.

Trusted Partner Businesses

Sonia Anaya's Cleaning Service

Sonia Anaya's Cleaning Service

915-549-3976
scortez7323@gmail.com
Danny's Handyman Services

Danny's Handyman Services

915-740-0102
dperalta71@gmail.com

Interested in advertising your business here?

Multimedia

Educational Video Library

The One Big Beautiful Bill

The provided text outlines the significant legislative updates introduced by the One Big Beautiful Bill, a major tax overhaul primarily taking effect in tax year 2025. This legislation makes several components of the 2017 Tax Cuts and Jobs Act permanent, such as lower individual rates and the removal of personal exemptions, while introducing new temporary deductions for tips, overtime pay, and auto loan interest. High-income earners and homeowners specifically benefit from a substantial increase to the SALT cap, which rises from $10,000 to $40,000 for those meeting certain income thresholds. Conversely, the bill scales back environmental incentives by repealing credits for electric vehicles and energy-efficient home upgrades starting in late 2025. Additionally, the law expands support for seniors and families through enhanced deductions and a permanent increase to the Child Tax Credit. Self-employed individuals also gain stability through the permanent extension of the 20% qualified business income deduction and immediate equipment write-offs.

More Videos (20)

â—†About Us

Protection & Peace of Mind, All Under One Roof

Comprehensive insurance, bookkeeping, and tax services from one trusted El Paso partner.

For over two decades, SonFed Services has helped families and businesses across El Paso protect what matters most. From Medicare and ACA health plans to life, auto, and commercial coverage, our licensed agents tailor every policy to your needs.

Beyond insurance, our financial experts handle monthly bookkeeping, individual and business tax returns, payroll, and detailed financial reporting — so your finances stay organized year-round.

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